Terms of Service

Last updated: March 2025

Welcome to SilverCircle. By using our app and services, you agree to these Terms of Service. Please read them carefully.

1. Eligibility

You must be at least 18 years old to use SilverCircle. By creating an account, you represent that you meet this requirement and that you are not prohibited from using the service under applicable law.

2. Account and Conduct

You are responsible for maintaining the security of your account and for all activity under it. You agree to:

Provide accurate information and keep your profile up to date
Treat other users with respect and honesty
Not harass, abuse, spam, or impersonate others
Not use the service for illegal purposes

3. Content

You retain ownership of content you post. By posting, you grant us a license to use, display, and distribute that content as needed to operate the service. You must not post content that infringes others' rights or violates our Community Guidelines.

4. Prohibited Conduct

We prohibit fraud, scams, solicitation, hate speech, violence, illegal activity, and any conduct that harms other users or the community. Violations may result in account suspension or termination.

5. Service Availability

We strive to keep SilverCircle available but do not guarantee uninterrupted access. We may modify, suspend, or discontinue features with reasonable notice where possible.

6. Limitation of Liability

SilverCircle is provided "as is." We are not liable for indirect, incidental, or consequential damages arising from your use of the service. Our liability is limited to the extent permitted by law.

7. Dispute Resolution

Disputes will be resolved through good-faith negotiation. If unresolved, they may be subject to binding arbitration or the courts of Malawi, as applicable.

8. Changes

We may update these Terms from time to time. Continued use of the service after changes constitutes acceptance. Material changes will be communicated via the app or email.

9. Contact

For questions about these Terms, contact us at info@silvercirclemw.app.